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.. 1-800-489-7999 Toggle navigation Stop Calling Me Make a Payment Account Dispute I have a complaint I have a question I have filed for bankruptcy I have an attorney I have a dispute What is This Debt Regarding? Issue making payments Calling wrong number About BCFSFAQ State Disclosures Contact Us My Account A Caring Approach to Helping Consumers Established in 1975 as a corporation registered with the Secretary of State in North Carolina , Bull City Financial Solutions, Inc. (BCFS) has been helping consumers find solutions to resolve their accounts in a professional and ethical manner for many decades. ACA International , the Association of Credit and Collection Professionals, has designated BCFS as a Blueprint Certified collection agency and each member of our staff maintains a designation from ACA International as a Certified Professional Collection Specialist. The North Carolina Department of Insurance is the regulator for collection agencies conducting business in North Carolina and our Permit Number is 119498518. Why would an organization made up of credit and debt collection professionals want to help consumers? Simple—educated consumers who understand their rights and responsibilities when it comes to the credit and debt collection process are far easier to work with than those who do not. In addition, dealing with debt and credit issues can be an emotional and sometimes intimidating process. It doesn’t need to be. If you know your rights, fully understand the situation you’re in and what options are available, you can avoid unnecessary stress while making the best decision for you and your family’s financial well-being. To learn more about BCFS or your rights as a consumer, check out our FAQ page or visit www.askdoctordebt.com , a website published by ACA International, dedicated to consumers. Frequently Asked Questions Is having debt bad for my credit score? Not all debt is bad. If you keep your credit card balances low and make all your payments on time, you’ll be on your way to having a strong and healthy credit score. The flip side to this scenario is having lots of debt that you can’t afford to pay back and having your accounts fall into collections. When this happens, the negative marks that show up on your credit report can severely damage your score. Stopping the Collection Calls As a third party collection agency that operates in accordance with the FDCPA, the Help Desk Representatives at Bull City Financial Solutions will respect your request to stop calling. If you have received calls from any of our 800-numbers including 800-489-7999 and would like them to stop, please use our simple online contact form to ask that your number be added to our Do Not Call List. Once the request is received, calls should stop within 48 hours. If you experience any difficulty stopping calls to your number, please contact us directly at 1-800-489-7999. We are available to assist you any time Monday-Friday from 8am-9pm Eastern Time. Learn More MAKE A PAYMENT We Are Here to Help! Bull City Financial Solutions is here to provide you with more information, answer any questions you may have, and help by creating effective solutions. Please call us today. For lots of useful help please check our FAQ , or get in touch using one of the following methods. Consumer Help Desk Hotline: 1-800-489-7999 Mail: Corporate Office Bull City Financial Solutions, Inc. 2609 N. Duke St., Ste. 500 Durham, NC 27704 CURRENT NEWS "Consumers’ cellphone and utility payments will soon be added to one of their major credit reports, a move that will likely boost the credit scores of millions of people and increase loan approvals." - Wall Street Journal Click here to read more about this! Search Search for: Search Stop Calling Me Make a Payment Account Dispute About BCFS My Account Calling wrong number FAQ Issue making payments State Disclosures I have an attorney I have filed for bankruptcy I have a complaint I have a question What is This Debt Regarding? © Copyright Bull City Financial...